It can be a struggle to save money these days. Do you want to give up your glass of wine at dinner? Or your espresso after your morning walk? Those are luxuries you want to keep. I am with you. I would never give those things up.
But, some things will have little to no impact on your life. Go ahead and ditch. It can save you hundreds of cash a year.
Gosh, greeting cards are expensive. The last time I bought one I paid $6.99 for one card. Options would be to buy boxes of beautiful blank cards and use them for well, every occasion. I made a set to give at Christmas to my mother in law and she just loved them. The cost? Less than 50 cents each. But after all, what’s better than homemade?
Credit Card Late Fees
Hopefully, late fees don’t happen. But if they do they will cost you. Many times the credit card company will waive the fee the first time.
Cable TV Service
There has been tons of talk about streaming and canceling your cable subscriptions. Do your homework, there are many options. I did cancel my cable 2 years ago and have never looked back.
Bank Fees and ATM Fees
This is another big one. If you are paying a monthly fee for any checking or savings account you should consider changing banks. Many offer free basic checking accounts, some give you money back towards your ATM fees.
Did your mom ever tell you eat what’s on your plate, you know there are starving children in the world? Although that may be true, Americans continue to waste a lot of food. Consider going to the store more often when you buy fresh produce as it doesn’t keep for very long. Check the cold food storage chart to be safe on how long your food is good in the refrigerator. And use your freezer if you shop at the big box stores. Use coupons whenever possible. Remember if you end up throwing away spoiled food, you have also thrown away your savings by buying in bulk.